RSA tools

Setting Non-Financial Internal Triggers

TOOL G3 This tool will help you create internal early warning signals on your client’s key…
Covenant Breach

TOOL L8 Certainty of breach? Information Source – Own research / agent bank / client /…
Client/Facility Monitoring Plan

TOOL G4 This tool provides a framework for identifying and setting appropriate internal triggers when designing…
Cash Flow Covenants Protection and Drawbacks

TOOL L7 Key Questions / Considerations Protection Reason Business Risk Any deterioration in the business risk…
The Component Parts of a Debt Service Coverage Ratio/Covenant

TOOL L6 Cash Available for Debt Service EBIT EBITDA (see Note 3) (adjust for Minority Interests)…
Definition of Terms Balance Sheet and Income Statement Covenants

TOOL L5 Key Questions Balance Sheet – (Tangible) Net Worth The principle here is to include…
Non-Financial Early Warning Signals (EWS)

TOOL G5 An EWS is any factor which becomes a significant high-risk indication since the last…
Balance Sheet and Income Statement Covenants: Protection and Drawbacks

TOOL L4 Key Questions / Considerations Covenant Protection Drawbacks Minimum (Tangible) Net Worth – Trading /…
Financial Covenants Grid

TOOL L3 The attached table is intended as a general guideline when you are setting financial…
Structured Approach to Risk Analysis

TOOL H1 This tool will help you to analyse the key risks in a structured manner.…